Classroom Insurance Licensing

In the state of California, mandatory Pre-licensing is required before being eligible to sit for the state exam.


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License Type Pre-Licensing
Education Required
Lines of Authority
(Products you can sell with each license)
Number of
Exam Questions
Exam Time Help
Life and Accident & Health
Life / Accident & Health
(Life Only and
Accident & Health)
12 hr Code
40 hr Life/Health
52 total
Life, Health,
Annuities, Disability Income
Long Term Care
150 3 Hours Select a package
Life Only 12 hr Code
20 hr Life
32 total
Life, Annuities
NO Health Insurance
75 1½ Hours Select a package
Accident & Health 12 hr Code
20 hr A/H
32 total
Health, Disability,
Long Term Care
75 1½ Hours Select a package
Property and Casualty
Property/Casualty Agent/Broker 12 hr Code
40 hr P/C
52 total
Personal Lines, Auto, H/O
Commercial Lines, BO, EQ,
EPLI, Workers Comp.
Everything but Life & Health
150 3 Hours Select a package
Personal Lines 12 hr Code
20 hr Per Line
32 total
Auto, Home Owners, Umbrella,
90 2 Hours Select a package
Commercial Only 20 hr Commercial     20 total Commercial Lines You must hold an active Personal Lines License to take this course to upgrade to a Full P & C license.There is NO stand alone Commercial only License. 60 1 1/2 hours Select a package
Combination License



12 hr Code
40 hr P/C 40hr L/H
92 total

All lines of insurance (The student will sit for two separate state exams)
3 Hours
 150  3 Hours



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