Pre-need life insurance, designed to cover the costs associated with end-of-life expenses, serves a particular demographic. As an insurance agent, identifying and understanding your target customer for this product is key to effective selling. These policies are not a one-size-fits-all solution but are instead best suited for specific individuals who …
Who is the Target Customer for Pre-Need Life Insurance Read More »
LyteSpeed Learning has been helping California insurance agents get and maintain their insurance licenses since 1995, with pre-licensing and continuing education courses for essentially all potential lines of business. We’re also growing, offering more courses, more tools, and more information than ever before in order to make sure that insurance …
The California Department of Insurance recently approved significant changes to the FAIR Plan, the state’s insurer of last resort. These updates directly impact commercial coverage for homeowners associations, condo associations, farms, and various types of businesses. With increased coverage limits and broader implications for those needing insurance in California, particularly …
Understanding the Increase in FAIR Plan Commercial Coverage Limits Read More »
Navigating the maze of health insurance options can be a daunting task for the average consumer. The complexity of plans, varying coverage options, and intricate terminology often make it challenging to make an informed decision. This is where the expertise of a health insurance agent becomes invaluable. Insurance agents and …
Why Does a Consumer Need a Health Insurance Agent? Read More »
The insurance needs of individuals, families, and businesses in California are frequently changing, and it is often up to agents, not consumers, to keep track of how these changes may affect current and potential clients. Nowhere is that as clear as it is with health insurance, an expense so great …
With Covered California Rates Increasing, More People Need Professional Guidance Read More »
Becoming a Personal Lines Insurance Agent in California is a rewarding career path, offering the opportunity to help individuals safeguard their assets and peace of mind. However, it’s crucial for agents to understand the boundaries of what they can and cannot sell to be both effective and compliant with state …
California Personal Lines Insurance Agents: What They Can and Cannot Sell Read More »
Becoming a life insurance agent in California requires a specific series of steps designed to ensure that each agent is competent, knowledgeable, and in compliance with state laws and regulations. If you’re contemplating a career in this field, it’s essential to familiarize yourself with the following procedures and requirements. The …
Steps to Becoming a Life Insurance Agent in California Read More »
Senate Bill 1242, signed into law by Newsom last year, is an all-encompassing piece of legislation aimed at safeguarding California consumers through various requirements imposed on producers. The omnibus bill, which went into effect on January 1st, covers a wide range of topics, including insurance fraud reporting, education mandates, fingerprinting, …
Understanding California’s Senate Bill 1242: What Agents Need to Know Read More »
Those looking to be insurance agents are expected to complete courses and receive training to make sure that they are ready to help customers obtain insurance. Known an as “insurance pre-licensing course,” it is a class – one that we offer here at Lytespeed Learning – that is designed to …
Why is an Insurance Pre-Licensing Course Required in California? Read More »
All About Continuing Education Requirements Required Number of CE Credits Each agent must complete 24 hrs of Continuing Education, each 2 year renewal period. Of these, at least 3 CE credits must be in Ethics course. The Ethics course must have a current completion date (within the dates of your …
