From California CDI Provider #65579
Lytespeed Learning is the leading choice for insurance continuing education courses in California. Since 1995, insurance agents have chosen us for insurance CE courses that help them stay active and informed within the financial world. In the past, we were the go-to choice for in person continuing education classes, but are now able to offer all of our courses online in packages that include everything you need to obtain or maintain your license.
Navigate to your classes by using the buttons below. Please keep in mind that these continuing education courses are only applicable to the type of license you currently hold. For example, if you hold both a Life Only and Accident, Health or Sickness License, you can take a course in either category, but if you hold a Life Only license, you *cannot* complete a course in Accident, Health or Sickness. All continuing education requires that you currently hold a license in that specific category of insurance.
Note – Once you have finished your Continuing Education Courses, don’t forget to pay your renewal fee!
*All LyteSpeed Online Courses are compliant with the California Insurance Code Section 2188.2(k). If you wish to get a hard copy version of any of these continuing education courses, please CLICK HERE for a printable order form.
California Insurance CE Requirements
The California Department of Insurance requires most licensed agents and brokers to complete 24 hours of continuing education during each two-year license term. At least three of those hours must cover ethics, and one of the three ethics hours must specifically address anti-fraud awareness. These requirements apply to the following license types:
- Property Broker-Agent
- Casualty Broker-Agent
- Personal Lines Broker-Agent
- Life-Only Agent
- Accident, Health or Sickness Agent
- Life and Accident and Health Agent (combined)
Limited Lines Automobile Insurance Agent licensees have a slightly different requirement — 20 hours of CE per two-year term, including three hours of ethics.
Agents holding multiple lines of authority only need to complete 24 hours total, not 24 hours per license type. CE credits can be applied to any license type held, giving agents flexibility in how they structure their coursework. Excess credits — up to 24 hours — carry over to the next license term as general credits, though ethics, annuity, and long-term care credits carry over as general credits only and cannot count toward future specialized requirements.
The CDI recommends completing CE at least 60 days before the license expiration date to allow time for providers to submit completion records and for the department to update its files. California does not offer a grace period — licenses expire immediately on the expiration date if CE and renewal requirements are not completed in time.
Specialized CE Requirements
Beyond the standard 24-hour requirement, several additional training obligations apply depending on the products an agent sells. LyteSpeed Learning offers courses that satisfy all of the following:
- Ethics CE (3 hours, including 1 hour anti-fraud) — Required for all licensees as part of the standard 24-hour renewal requirement.
- Annuity Suitability Training (8 hours initial, 4 hours ongoing) — Required for all Life agents who sell annuity products. Agents licensed before December 31, 2024 must have completed the 8-hour initial course by July 1, 2025. Thereafter, a 4-hour annuity best interest course is required at each renewal.
- Long-Term Care Training (8 hours) — Required before selling LTC products. Newly licensed agents must complete 8 hours in each of their first four 12-month periods. After the fourth year, 8 hours per renewal period applies.
- Variable Life Insurance Training (2 hours) — Effective January 1, 2025, agents who sell variable or variable universal life insurance must complete a 2-hour training course at each renewal.
- Life Insurance Policies Training (4 hours) — Effective January 1, 2025, newly licensed Life agents must complete a 4-hour course before soliciting cash value life insurance other than term life.
- Homeowners’ Insurance Valuation Training (3 hours) — A one-time requirement for Property, Casualty, and Personal Lines Broker-Agents who estimate replacement values on homeowners’ policies.
All specialized training requirements are in addition to, or part of, the standard 24-hour renewal requirement depending on the specific course and license type. LyteSpeed Learning’s course packages are structured to help agents meet all applicable requirements in a single enrollment.
CE Courses Available Through LyteSpeed Learning
LyteSpeed Learning offers online insurance CE packages covering every major license type issued by the California Department of Insurance. Courses are available for:
- Accident, Health or Sickness License
- Life Only License
- Life and Health License
- Property / Casualty License
- Personal Lines License
- Adjuster License
- Annuity Training (8-hour initial and 4-hour renewal)
- Long-Term Care Training
- Ethics and Anti-Fraud Courses
- Limited Lines Auto Only License
All LyteSpeed courses are compliant with California Insurance Code Section 2188.2(k) and are approved by the CDI under Provider #65579. Completion records are submitted electronically to the CDI on behalf of every student. Hard copy versions of any course are available for agents who prefer a printable format — contact us directly for a printable order form.
Live continuing education classes are also available upon request for groups and agencies, held at your location.
Why California Insurance Agents Choose LyteSpeed
Since 1995, LyteSpeed Learning has helped California insurance professionals complete their CE requirements efficiently and stay in good standing with the CDI. As one of California’s longest-standing CDI-approved providers, we’ve built our course library around what agents actually need — clear, current, compliant content that satisfies the requirement without wasting time.
Our courses are updated continuously as California insurance laws and CDI regulations change, which means agents completing CE through LyteSpeed are learning current law rather than outdated material. All packages are designed to cover the full 24-hour requirement — plus any applicable specialized training — in a single purchase, so agents don’t have to piece together courses from multiple sources to meet their obligations.
Beyond CE, LyteSpeed also offers pre-licensing courses for agents entering the field, and maintains a job board connecting newly and recently licensed agents with California insurance agencies that are actively hiring.
Frequently Asked Questions
Q: How many CE hours do California insurance agents need?
A: Most California insurance agents need 24 hours of continuing education every two years, including 3 hours of ethics with 1 hour of anti-fraud training. Limited Lines Auto agents need 20 hours.
Q: When does my California insurance license expire?
A: California insurance licenses expire on the last day of the agent’s birth month every two years. The expiration date is based on the original license issue date, not the renewal date.
Q: Does California have a grace period for CE completion?
A: California does not offer a grace period. Licenses expire immediately on the expiration date if CE and renewal requirements are not met. Late renewal is possible for up to one year after expiration, but carries a 50 percent penalty fee on top of the standard renewal fee.
Q: What happens if I complete more than 24 CE hours?
A: Up to 24 excess credits carry over to the next license term as general credits. Ethics, annuity, and long-term care credits carry over as general credits only and cannot be applied toward future specialized training requirements.
Q: Does LyteSpeed submit my CE completion to the CDI?
A: Yes. LyteSpeed Learning submits all course completions electronically to the California Department of Insurance within 30 days of course completion. Agents receive a certificate for their records but do not need to submit it to the CDI themselves.
Q: Can I take the same CE course twice?
A: California does not allow the same course to be taken for credit more than once within the same two-year license term. Courses can be repeated in subsequent renewal periods.
To browse available CE packages or get started, use the buttons above or call us directly with any questions about which courses apply to your license type.