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California recently made significant changes to its insurance licensing requirements. As of 2026, the state no longer requires prelicensing courses for most insurance license types — only ethics courses are mandatory before you can sit for the exam. This change was designed to streamline the licensing process and remove barriers

So many of us are looking for a career that provides us with both freedom and the opportunity to obtain wealth. Becoming an insurance agent is one of the only ways to do this. Selling insurance – in this case, life insurance – opens the door to a rewarding career

If you’re planning to become a licensed insurance agent in California – or if you’re an agency owner looking to hire new producers – you’ve probably heard the news: starting January 1, 2026, California is eliminating the 20-hour pre-licensing education requirement for most insurance licenses. On the surface, this sounds

Homeowners insurance policies are designed to protect property owners from loss of their most valuable asset. But most policyholders have never read the fine print. Many assume that “comprehensive coverage” means complete protection, when in reality, homeowners insurance has clear exclusions that can leave major gaps in coverage. For insurance

We may not have hurricanes. We don’t really get many snow storms. We rarely see hot and humid weather. But if you know anything about the dangers of living in California, then you’re familiar with our earthquakes. California is Earthquake Country, and the stakes now are potentially higher than ever

We are at a stage in today’s economy where many people are thinking about changing careers. They’re looking for something that offers them flexibility, longevity, and of course: the chance to become wealthy. For many, the career that combines all of these opportunities is selling insurance. In order to sell

Last month, we did a podcast on fire and earthquake insurance with experts Glenn Pomeroy and Jerry Garcia, and we strongly encourage you to listen to it as it’s becoming more relevant by the day. We’ll share the link to the YouTube version of the podcast, but search for Up2Speed

Most of us that work in personal lines recognize that both the FAIR Plan and homeowner’s insurance in California have both had very serious problems. These problems have become more prominent in the past year, as very expensive wildfires have nearly devastated the state, while more private insurance agencies leave

Earthquakes are always in the news in California, and as issues like homeowner’s insurance become more prominent, it’s time we start talking more about earthquake insurance protection. In the latest episode of Up 2 Speed, LyteSpeed Learning’s insurance focused podcast, we were thrilled to be able to sit down with