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Home/Auto Rate Increases? Talk to Your Customers BEFORE The Rate Hikes Hit!

If you’ve been following insurance news – or if you work for State Farm – you’ve probably heard that home and auto insurance rates in California are in the process of experiencing a massive rate increase – as much as 20% per customer. Other insurance carriers are likely soon to follow. Have you contacted them?

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Foot in the Door – Selling *Any* Insurance to Become Their Primary Agent

One of the challenges that many insurance agents face is maximizing their own personal profit while also helping customers obtain insurance policies that fit their needs. There are situations where you’ll speak with a potential customer who will ask for a policy – for example, a $500,000 term life insurance policy – and you’ll feel

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Who is the Target Customer for Pre-Need Life Insurance

Pre-need life insurance, designed to cover the costs associated with end-of-life expenses, serves a particular demographic. As an insurance agent, identifying and understanding your target customer for this product is key to effective selling. These policies are not a one-size-fits-all solution but are instead best suited for specific individuals who prioritize future planning. Age-Specific Considerations

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What’s New With LyteSpeed Learning?

LyteSpeed Learning has been helping California insurance agents get and maintain their insurance licenses since 1995, with pre-licensing and continuing education courses for essentially all potential lines of business. We’re also growing, offering more courses, more tools, and more information than ever before in order to make sure that insurance agents have what they need

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Understanding the Increase in FAIR Plan Commercial Coverage Limits

The California Department of Insurance recently approved significant changes to the FAIR Plan, the state’s insurer of last resort. These updates directly impact commercial coverage for homeowners associations, condo associations, farms, and various types of businesses. With increased coverage limits and broader implications for those needing insurance in California, particularly in wildfire-prone areas, the updates

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Why Does a Consumer Need a Health Insurance Agent?

Navigating the maze of health insurance options can be a daunting task for the average consumer. The complexity of plans, varying coverage options, and intricate terminology often make it challenging to make an informed decision. This is where the expertise of a health insurance agent becomes invaluable. Insurance agents and agencies that specialize in health

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With Covered California Rates Increasing, More People Need Professional Guidance

The insurance needs of individuals, families, and businesses in California are frequently changing, and it is often up to agents, not consumers, to keep track of how these changes may affect current and potential clients. Nowhere is that as clear as it is with health insurance, an expense so great that some families spend more

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